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UK based - Competitive insurance for my Laptop/Serato setup please?
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UK based - Competitive insurance for my Laptop/Serato setup please?

JonLangford 9:13 AM - 30 August, 2012
Hi all!
I'm a UK based DJ looking to insure my MBP, SL3 and Kontrol X1 (total value £2500) away from the home when I DJ.
I play in Clubs/Bars so they will have public liability insurance which would cover me so I am simply looking for a policy to cover my treasured equipment.
My regular household policy will not cover me for items used for business away from the home - does anyone know a Company that does?
So far I have a quote of £350 for £1m Public Liability, £250 excess and £3000 insured away from the home.
Can anyone recommend good insurance at a competitive price as I only DJ part-time so want to keep the cost low.
Many thanks
Jon
str8nger 4:52 PM - 30 August, 2012
A gun is cheaper
JonLangford 5:59 PM - 30 August, 2012
Are gun's useful for beer spills and idiots who can't handle their drink?

Useful comment, thanks.
JonLangford 6:03 PM - 30 August, 2012
As it turned out I found this... might be useful for others...

www.allianzmusicalinsurance.co.uk

They specialise in musical instruments, dj equipment (incl midi instruments and soundcards) etc.... with or without public liability insurance, cost me £9.09 a month for £2500 of equipment and £1m of public liability insurance.

excess is £25 for all items except laptops & mobile phones which is £100

covers home, UK & Europe (with or without theft from an unattended car) or worldwide.
str8nger 6:26 PM - 30 August, 2012
Why u need insurance for a midi controller?
phatbob 6:36 PM - 30 August, 2012
Quote:
As it turned out I found this... might be useful for others...

www.allianzmusicalinsurance.co.uk

They specialise in musical instruments, dj equipment (incl midi instruments and soundcards) etc.... with or without public liability insurance, cost me £9.09 a month for £2500 of equipment and £1m of public liability insurance.

excess is £25 for all items except laptops & mobile phones which is £100

covers home, UK & Europe (with or without theft from an unattended car) or worldwide.


Good spot, I was watching this thread hoping someone would come up with a good deal and you found one yourself... I'll be checking them out for sure.
JonLangford 1:46 PM - 31 August, 2012
Quote:
Why u need insurance for a midi controller?


The same reason you'd insure your car?!!?? It might get nicked or ruined at a gig, why not insure it if you can? £25 excess for a £150 controller... no brainer.

Cheers phatbob.... waiting to get the paperwork through (7 days estimated) but the policy looked good for what I want - piece of mind that if anything happened to my gear it was insured :)
Alixx J 6:42 PM - 1 September, 2012
I'll be looking into this too, cheers for that!
Nicky Blunt 8:29 PM - 1 September, 2012
Will also be looking into this, thanks.
JonLangford 8:14 PM - 23 December, 2012
Some more info for you guys...

I recently upgraded my laptop so enquired about changing the Serial Number of my MBP which is listed on my Policy...

..a simple e-mail to their Support confirmed that they would change the Serial Number with NO CHARGE and then send out a new Policy to me!!

Makes a change not to be charged some ridiculous admin fee for a 10 second change :)

Jon